It may be your largest future asset. How did you choose the investment mix? Are you maximizing your future returns? Our service eliminates the guess work.
Meet in person or on Skype/Facetime with one of our advisors for approximately 1 hour. Follow up correspondence at no charge.
Together, we will:
Discuss how small changes today can have a monumental impact on your future 401k returns
Determine how much risk (up’s and downs in your account) you are comfortable with
Review your investment options and contributions within your plan
See whether a Roth 401k, or a traditional 401k is best for your situation
Make sure you aren’t leaving anything on the table when it comes to tax savings or company matches
We will guide your choice of investments within your plan to maximize your return and minimize your risk
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Saving for college expenses can be daunting. How much should you save, whats the best way to do it? We will work with you to figure out the right plan.
Meet in person or on Skype/Facetime with one of our advisors for approximately 1 hour. Follow up correspondence at no charge.
Together, we will:
Calculate a reasonable estimate of future college tuition needs
Review your current savings and provide guidance on the most efficient way to continue saving
Provide options to save on taxes and how to maximize those deductions
Provide timeline and contributions necessary to reach goal
Guidance on choice of investments to maximize returns and minimize risk
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Will your family be financially stable without you? How much is insurance is enough? We help answer that critical question.
Meet in person or on Skype/Facetime with Martin for approximately 1 hour. Follow up correspondence at no charge.
Together, we will:
Figure out your current financial snapshot – what money and other assets do you have? What loans and debts offset those?
How much you two currently make?
Savings? IRA’s? 401K’s? Cash?
Do you have a Mortgage? How much and how long?
Car loans? Credit card debt?
Determine expenses that you feel “need” to be covered, and expenses that you “want” to cover.
Yearly living expenses for your kids and spouse?
Burial / funeral costs?
College funding?
Mortgage and debt payoff?
We calculate and figure out what the most efficient length of time your coverage should last for.
Till kids go to college?
Till you retire?
Till you are no longer around?
If you currently have some kind of life insurance, we analyze those policies in search of efficiencies.
Save money over existing coverage?
Take advantage of existing cash value?
Who is your insurance going to help?
Ensure correct beneficiaries
Do you have a Trust? Is it best to have it as the beneficiary?
We quote you a price from multiple reputable companies to get you the best price.
If we wouldn’t buy it for ourselves, we wont quote it to you.
Financially stable, highly rated companies
If there’s one specifically you’d like to work with, we can accommodate that
10+ quotes
If you buy your insurance through us, we waive the fee since we receive a commission.
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Retirement will last some of us 30+ years. Our analysis gives a baseline figure for what you could reasonably expect to spend and not run out of money.
“Will I be able to live the life I want without having to worry about money?”
Meet in person or via video-chat with our advisors. First meeting will last at least 1.5 hours
We talk about where you are and where you want to be in retirement
Together, we estimate how much you spend on your current lifestyle
We gather information about your total financial picture
Our team of CFP’s will analyze and optimize your financial picture
Our advanced analysis takes into account Social Security, pensions, lump-sums, inheritances, business income, real estate income, taxable investments, IRA’s, taxes, inflation, and much more
Your analysis is run on a Monte-Carlo simulation to give an approximate baseline spending figure
The analysis provides an answer to “what-if” the markets perform poorly or on average in the future
Our second “Funded-Ratio” analysis gives a backstop to spending needs and is used by pensions funds to know when a certain sum of money can guarantee an income.
The next meeting, scheduled a few days later will last another 1.5 hours
We will provide guidance on the best retirement income strategy
If retirement is still a few years out, we provide options to maximize contributions, returns and reduce risk
If necessary, we provide guidance to maximize returns and minimize risk
Printed analysis provided
What would you expect to see? Below is a snapshot of something a client would see as part of their analysis.
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Stressed on how to get the best deal on your next car? We negotiate on your behalf and tell you where to go and complete the transaction.
Recent successful negotiations:
2017 Chrysler Pacifica Minivan:$7,125 off MSRP
2017 Acura RDX Awd: $4,661 off MSRP
2017 Honda Civic Coup Turbo: $2,172 off MSRP
2017 Acura TLX Advance Awd: $6,796 off MSRP
2017 Audi RS7: $5,300 off MSRP
2017 Ram 1500 Laramie: $10,115 off MSRP
2017 Lexus RX350: $5,734 off MSRP
We offer two ways of doing business:
You tell us what vehicle you want. We review the auto market in your area and contact dealers to get you a significantly discounted price. If you want to go ahead, we sign an agreement and you get your car for that price. $400 flat fee
OR – You negotiate your best deal for your vehicle. We shop the market and try to beat your deal. If we can bet your deal, we split the savings – you keep 75% of the difference and we get 25%.
How it works:
You let us know what you want
We go out and negotiate on your behalf
We let you know the price, and then you decide if you want to work with us.
If yes, we send you to the appropriate dealer and person of contact.
You fill out the paperwork and buy your pre-negotiated car.
Book a FREE call or email below to see an estimate of how much you could save!
Are you claiming too early or too late? Are there other methods to maximize your payout? We help you make the right decision.
Meet in person or on Skype/Facetime with one of our advisors for approximately 1 hour.
A second meeting to go over analyis will last approximately 1 hour as well. Follow up correspondence at no charge.
Together, we will:
We analyze your projected payouts and dates to claim
If applicable, your spouse’s Social Security is also taken into account
Together we determine when claiming Social Security makes the most sense for your situation
If retirement is still a few years out, we run a few scenarios to determine an optimal retirement date
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See how our clients invest their IRA’s, SEP’s, and 401K rollovers. We have been working with the same multi-billion dollar company for over 25+ years.
If you had one of the best investments out there, don’t you think people would flock to it? Our clients invest their IRA’s, SEP’s, and 401K Rollovers with the same company who has clients such as AT&T, Boeing, Mercedes-Benz, and The Bill and Melinda Gates Foundation. This company doesn’t pay us a dime. We even have our own accounts invested side-by-side with our clients.
Curious on what draws our clients to stay 10, 20, 30 years with us? Your first appointment is complimentary. Learn the strategies and tactics used to manage pension funds and how they are applied to the money our clients invest.
There are no sales tactics or pressure involved. If you find what we talk about compelling, we meet again and dive deeper into the details. The choice to become a client is yours alone.
Additional Benefits: Unlimited financial advice and analysis for clients with more than $600,000 invested. Sliding scale for advice included when investing less than $600,000.
Book Your Introductory Meeting Below!
See how our clients invest to reduce their taxes. It’s not what you make on your investment that matters, it’s how much you keep after taxes are factored in.
As our Investment Management is for IRA’s, SEP’s and 401K rollovers, our Tax-Managed Management is for our clients taxable accounts.
If you had one of the best investments out there, don’t you think people would flock to it? Our clients invest with the same company who has clients such as AT&T, Boeing, Mercedes-Benz, and The Bill and Melinda Gates Foundation. This company doesn’t pay us a dime and we even have our own accounts invested side-by-side with our clients.
Curious on what draws our clients to stay 10, 20, 30 years with us? Your first appointment is complimentary. Learn the strategies and tactics used to manage pension funds and how they are applied to the money our clients invest. Learn the ways taxes are managed throughout the entire year, not just opportunistically at the end.
There are no sales tactics or pressure involved. If you find what we talk about compelling, we meet again and dive deeper into the details. The choice to become a client is yours alone.
Additional Benefits: Unlimited financial advice and analysis for clients with more than $600,000 invested. Sliding scale for advice included when investing less than $600,000.
Book Your Introductory Meeting Below!
If you switched jobs or are going to retire, your 401K may have limited investment options. See how we make it easy to roll over your 401K into an account that provides you with other opportunities.
Together we will:
We analyze your existing 401K investments
You determine if you would like to roll it over to our world class style of Investment Management
We open an IRA account for your rollover to take place and initiate the rollover process
Fee: 1% per year on invested assets
Additional Benefits: Unlimited financial advice and analysis for clients with more than $600,000 invested. Sliding scale for advice included when investing less than $600,000.
Book Your Introductory Meeting Below!
Stressed on how to get the best deal on your next car? We negotiate on your behalf and tell you where to go and complete the transaction.
Recent successful negotiations:
2017 Chrysler Pacifica Minivan:$7,125 off MSRP
2017 Acura RDX Awd: $4,661 off MSRP
2017 Honda Civic Coup Turbo: $2,172 off MSRP
2017 Acura TLX Advance Awd: $6,796 off MSRP
2017 Audi RS7: $5,300 off MSRP
2017 Ram 1500 Laramie: $10,115 off MSRP
2017 Lexus RX350: $5,734 off MSRP
We offer two ways of doing business:
You tell us what vehicle you want. We review the auto market in your area and contact dealers to get you a significantly discounted price. If you want to go ahead, we sign an agreement and you get your car for that price. $400 flat fee
OR – You negotiate your best deal for your vehicle. We shop the market and try to beat your deal. If we can bet your deal, we split the savings – you keep 75% of the difference and we get 25%.
How it works:
You let us know what you want
We go out and negotiate on your behalf
We let you know the price, and then you decide if you want to work with us.
If yes, we send you to the appropriate dealer and person of contact.
You fill out the paperwork and buy your pre-negotiated car.
Book a FREE call or email below to see an estimate of how much you could save!
